GWSC Portfolio GWSC模拟投资组合 29 Jan 2007

Bought 1800 units of AirAsia at RM1.45 on 29 Jan 2007.
Total cost RM2610.
Total cash in hand: RM50.

Asset Allocation as of 29 Jan 2007:
Cash RM50
Equities RM53860
Total RM53910

Portfolio:
1. Bought 3000 units of PETDAG at RM4.68 on 19 Dec 2006. Total cost RM14040.
Market price at 29 Jan 2007 = RM5.20. Market value = RM15600.
2. Bought 3000 units of TONGHER at RM3.90 on 19 Dec 2006. Total cost RM11700.
Market price at 29 Jan 2007 = RM4.20. Market value = RM12600.
3. Bought 3000 units of QL at RM2.74 on 19 Dec 2006. Total cost RM8220.
Market price at 29 Jan 2007 = RM2.80. Market value = RM8400.
4. Bought 2500 units of KOSSAN at RM4.16 on 19 Dec 2006. Total cost RM10400.
Market price at 29 Jan 2007 = RM4.70. Market value = RM11750.
5. Bought 2000 units of AirAsia at RM1.45 on 26 Jan 2007. Total cost RM2980.
Market price at 29 Jan 2007 = RM1.45. Market value = RM2900.
6. Bought 1800 units of AirAsia at RM1.45 on 29 Jan 2007. Total cost RM2980.
Market price at 29 Jan 2007 = RM1.45. Market value = RM2610.

GWSC Portfolio GWSC模拟投资组合 28 Jan 2007

GWSC Portfolio added a new member:
Bought 2000 units of AirAsia at RM1.49 on 26 Jan 2007. Total cost RM2980.
Total cash in hand: RM2660.

Asset Allocation as of 28 Jan 2007:
Cash RM2660
Equities RM50970
Total RM53630

Portfolio:
1. Bought 3000 units of PETDAG at RM4.68 on 19 Dec 2006. Total cost RM14040.
Market price at 28 Jan 2007 = RM5.15. Market value = RM15450.
2. Bought 3000 units of TONGHER at RM3.90 on 19 Dec 2006. Total cost RM11700.
Market price at 28 Jan 2007 = RM4.10. Market value = RM12300.
3. Bought 3000 units of QL at RM2.74 on 19 Dec 2006. Total cost RM8220.
Market price at 28 Jan 2007 = RM2.83. Market value = RM8490.
4. Bought 2500 units of KOSSAN at RM4.16 on 19 Dec 2006. Total cost RM10400.
Market price at 28 Jan 2007 = RM4.70. Market value = RM11750.
5. Bought 2000 units of AirAsia at RM1.49 on 26 Jan 2007. Total cost RM2980.
Market price at 28 Jan 2007 = RM1.49. Market value = RM2980.

WB Savings Portfolio WB模拟储蓄组合 26/1/07

WB Savings Portfolio was started in 26 January 2007 with RM8000 and with the following unique feature to mimic regular investors that invest consistently every month:
1. Monthly investment RM1500.
2. For easy calculation, each transaction will be charged RM15 brokerage fees.
3. Subsequent updates would be on 15th of each month.
4. To benchmark against Public Savings Fund and Fixed Deposit.
The equities selection will be based on:
1. Consumers based products and among the top 3 brands.
2. Low cost with good management.
3. No heavy re-investment needed from the company.
4. Dividend

WB Savings Portfolio at 26 Jan 2007:
Bought 200 units of Public Bank at RM8.55, total cost RM1725.
Bought 200 units of Dutch Lady at RM11.50, total cost RM2315.
Bought 300 units of KFC at RM6.25, total cost RM1890.
Bought 400 units of Padini at RM4.40, total cost RM1775.
Cash in hand: RM295

Public Savings Fund at 26 Jan 2007:
Bought 10718.114 units at RM0.7464, total cost RM8000.

Fixed deposit at 26 Jan 2007:
Placed RM8000 into fixed deposit with 3.80% yearly interest rate.

记住今天吧！24/1/2007

今天大马综合指数1183点，成交总值高达32亿马币。
外资与本地大户交战，好不热闹。
个人认为，这也意味着大牛的到来。
这头大牛有多长的寿命，那我们就得留意接下来1-3个月的走势了。
成交值如果严重萎缩，大牛死亡，就得离场了。
假如成交值持续活络，大牛的寿命就增长，综合指数突破历史新高，站上1300点，也不再是遥不可及了。

历史上成交值最高的一天：
5/1/1994，成交总值高达54亿马币，综合指数1314点。

Jewel in KLSE: Public Bank

Public bank is well-known for its good management, steady growth, high dividend payout, almost everyone knows about it. But yet, how many people has bought it? Simply because it is "too expensive", "too un-spectacular", "too common"?
Yes, for those people who like challenges, it might be a boring waiting game if you buy PBBank. If you make money from it, you have nothing to show off, cause almost all analysts recommended it. If you make money from the so-called high tech stock that even you yourself do not know what business it is in, then you can show off to your friends...hehehe...
Today PBBank hits the historical high of RM8.80. I told my course-mate that how nice if I was to have more stock investment knowledge and financial background by the time I graduated. I could have learnt more during my uni time! TIME is the money, TIME is the king!
Let's see what have happened today if I invested RM9080 in PBBank by the end of 2002:

30 Dec 2002: Bought 4000 units of PBBank at RM2.27
21 Apr 2003: Dividend 0.09 per share, receive total cash 0.09 x 4000 = RM360
8 Jul 2003: Bonus of 1 for 4. Total PBBank increase to 5000 units.
21 Apr 2004: Dividend 0.11 per share, receive total cash 0.11 x 5000 = RM550
26 May 2004: CONSOL OF 2 50SEN INTO RM1. Total PBBank becomes 2500 units.
17 Dec 2004: Dividend 0.40 per share, receive total cash 0.40 x 2500 = RM1000
1 Apr 2005: Dividend 0.50 per share, receive total cash 0.50 x 2500 = RM1250
8 Aug 2005: Dividend 0.20 per share, receive total cash 0.20 x 2500 = RM500
21 Mar 2006: Dividend 0.35 per share, receive total cash 0.35 x 2500 = RM875
3 Oct 2006: Dividend 0.20 per share, receive total cash 0.20 x 2500 = RM500

Total PBBank market value at 23 Jan 2007: 2500 x RM8.80 = RM22000
Total cash dividend received during this 5 years: 360+550+1000+1250+500+875+500 = RM5035
Total value = RM22000 + RM5035 = RM27035

ROI = (27035-9080)/9080 X 100% = 197%!!!!!!!!!!

That means the RM9080 I invested has now become RM27035. What happen if I re-invest the dividend everytime I got it? Surely I will have more than RM30000 now! How incredible!
If only I have invested in Public Bank.

众里寻它千百度，那股却在灯火阑珊处

可以期待的平均每年股市回酬

作为一名投资者，你期待每年平均获得多少回酬呢？
佳礼前辈klse.8k有提过，我们可以把投资目标设在每年平均赚26巴仙。

他提到：
为什么是26巴仙？
因为我发觉到这26%实在是太神奇了！

如果一年成长26巴仙，今天的1万零吉：
三年后就变成了2万零吉！
十年后就变成了10万零吉！
换句话说：十年就加一个零！

十年加一个零，二十年就要加两个零。
今天的1万零吉，再加两个零就是100万了！

所以只要每年赚取26%，1万零吉的投资，经过20年就能够变成100万了！
而且这1万零吉的投资只是一次过，不是每年都加注！
这就是复利的奥妙！

详解如下：

年 Total
0 10000
1 12600
2 15876
3 20004
4 25205
5 31758
6 40015
7 50419
8 63528
9 80045
10 100857
11 127080
12 160120
13 201752
14 254207
15 320301
16 403579
17 508510
18 640722
19 807310
20 1017211

港股赚翻了 Lucky 4D numbers

近来有注意海外股市的朋友，应该都知道香港股市可说是高潮迭起，投资在香港上市的中国企业，更是赚翻了！
OSK的经纪人都说，很多人打去询问如何交易港股，来来去去就对那几只股有兴趣，什么ICBC啦，BOC啦，CCB啦。
在此不愿多谈，因为认识不深，有兴趣投资港股的，不妨去OSK问问吧。（现在可是高风险哦）
我呢，就先记住这几个4D号码，储存子弹，耐心等待好了。在此做个记录。

中国五大银行：
工商銀行 ICBC（1398）4.62
中国银行 BOC (3988) 4.03 (3)
建设银行 CCB (0939) 4.72
交通銀行 BANKCOMM（3328）8.6 (4)
招商銀行 CM BANK（3968）16.34

中国石油 PETROCHINA (0857) 9.77

中國人壽 CHINA LIFE (2628) 24.05
平安保險 PING AN（2318）37.8

The Eight Golden Rules of Property

1. You make your money when you buy.
2. Always buy from motivated seller.
3. Fall in love with the deal, not the property.
4. Never be the first to name a figure - that person always loses.
5. Be countercyclical.
6. Always try to buy with zero or little down.
7. Seldom sell.
8. The deal of the decade comes along about once a week.

Quoted from Real Estate Riches, written by Dolf De Roos.

个股研究：AirAsia 亚洲航空

个人觉得亚洲航空是值得留意的股项，基于油价飙升以及未来廉价航空竞争激烈的担忧，亚洲航空的股价始终无法更上一层楼。2006年的闭市价为RM1.51。

亚洲航空令我感兴趣的原因：
1。有效的控制成本，提高效率。
2。良好的行销及市场策略。
3。有个很好的领导者-〉Tony Fernandes
4。简单化的领导层，没有多余的繁文条例，愿意听取下属的意见。
5。基于以上4点，AirAsia和DIGI有很多相像之处，DIGI在Morten Lundal的领导下，证明了通过控制成本及市场策略，即使是在更强劲的对手及不利的竞争环境下，依然能取得亮丽的成绩单。DIGI从2006年初的RM7.80飚涨至RM15.20，高达95%的涨幅。这尚未把DIGI的资本回退与股息回酬计算在内。AirAsia是否能跟随DIGI的脚步？
6。致力于提到公司形象，对正年轻人及背包旅行一族的口味。
7。公司雄心万志，有消息指出，亚洲航空将于2007年和另两家廉价航空公司携手合作，飞进中国北京，上海，以及英国伦敦。一旦成事，肯定是一大佳音。

2007年是大马旅游年，AirAsia是否能乘势而上，冲上高峰，且让我们拭目以待。在此作为纪录，供日后参考。

http://www.sinchew.com.my/content.phtml?sec=1&sdate=2007-01-01&artid=200701011244
http://www.chinapress.com.my/content_new.asp?dt=2007-01-02&sec=mas&art=0102mc71.txt

GWSC Portfolio GWSC模拟投资组合 29 Dec 2006

This paper portfolio was started in 19 December 2006 with RM50000.
All the transactions can happen on any market day and the price is based on the closing price on that day.
The objective of this portfolio is to seek capital appreciation for medium to long term.

Asset Allocation as of 29 Dec 2006:
Cash RM5640
Equities RM47460
Total RM53100

Portfolio:
1. Bought 3000 units of PETDAG at RM4.68 on 19 Dec 2006. Total cost RM14040.
Market price at 29 Dec 2006 = RM4.98. Market value = RM14940.

2. Bought 3000 units of TONGHER at RM3.90 on 19 Dec 2006. Total cost RM11700.
Market price at 29 Dec 2006 = RM4.10. Market value = RM12300.

3. Bought 3000 units of QL at RM2.74 on 19 Dec 2006. Total cost RM8220.
Market price at 29 Dec 2006 = RM2.84. Market value = RM8520.

4. Bought 2500 units of KOSSAN at RM4.16 on 19 Dec 2006. Total cost RM10400.
Market price at 29 Dec 2006 = RM4.68. Market value = RM11700.